Certified Financial Planner (CFP®) and Wealth Management Advisor with 12 years of experience helping families navigate inflation, debt reduction, and investment strategies. Expert in behavioral finance and practical budgeting.
David Chen is a Certified Financial Planner (CFP®) who combines rigorous financial theory with practical, behavioral coaching. With over a decade of experience at top-tier financial institutions before launching his independent practice, David focuses on the psychology of money as much as the mathematics. He specializes in helping households protect their purchasing power during high-inflation periods, managing complex debt repayment strategies like the avalanche method, and optimizing savings for long-term goals. His approach to personal finance is holistic, addressing the "sandwich generation" challenges of caring for aging parents while saving for retirement. David is also a strong advocate for smart consumerism, teaching clients how to audit their spending—from grocery bills to subscription services—to reclaim financial freedom.